If mortgage arrears or a possession date are putting pressure on you, Home House Buyers can assess your property and make a straightforward cash offer.
Because we buy directly, there is no estate-agent chain. We can work towards a fast completion where the legal work, lender requirements and property circumstances allow.
Get a Free Cash Offer Today
- Receive a Cash Offer within 24hrs
- Completion date to suit you
- We pay all fees
Home House Buyers
Worried about losing your home?
The sooner you understand your options, the more choices you may have. If you have missed mortgage payments, received letters from your lender or been given a court date, contact us and tell us exactly where things stand.
We will look at your property, your preferred timescale and the information available about your mortgage position. If a cash sale appears viable, we will explain the next steps and provide a written offer for you to consider.
You are not required to accept an offer, and you should only proceed when you understand the price, costs, timetable and legal agreement.
Could a cash sale be the right option?
A direct cash sale will remove the uncertainty of finding an open-market buyer and offer a more flexible completion timetable.
We will help you understand:
– how the offer has been calculated;
– what assumptions have been made about the property;
– which costs we will pay;
– which costs may remain your responsibility;
– the expected exchange and completion timetable; and
– whether the available information suggests the sale proceeds could repay the relevant debts and charges.
Why homeowners contact Home House Buyers
A direct sale
We buy directly rather than putting your property on the open market. That means no estate-agent viewings, no onward chain and no waiting for a mortgage-dependent buyer.
A clear written offer
We explain our offer and the assumptions behind it before you decide whether to proceed. There is no obligation to accept an initial offer.
A timetable built around your situation
We can discuss your preferred completion date and the urgency of your circumstances. A fast completion may be possible, but the actual timetable depends on legal checks, your solicitor, the property title, the lender and any court deadlines.
Help with the practical process
Once you instruct solicitors, we will keep you updated and work with the relevant parties to progress the sale. We can explain the information we need and the steps involved.
Tell us how urgent your situation is
When you contact us, let us know if any of the following applies:
– you have missed one or more mortgage payments;
– your lender has warned that court action may begin;
– you have received court papers;
– a possession order has been made; or
– you have been given a date to leave or expect bailiffs.
The more information you can provide, the more accurately we can assess whether a sale is realistic within your timescale.
In such situations, we can help. You might have heard horror stories of quick house buyers that have preyed on vulnerable property owners. Rest assured that the NAPB and The Property Ombudsman fully approve us, so you can trust you’re in safe and capable hands.
What sets us apart is that many other cash buyers will take months to acquire the necessary funds. Meanwhile, you’re locked into a lengthy contract, and there’s no guarantee your property still won’t be repossessed. We always have the cash to buy your property upfront before the bailiffs visit it.
Because of our ability to buy properties quickly, we offer an invaluable lifeline to property owners about to lose their homes. Plus, we’ll help you with the next stage of your move, assisting with negotiations and helping with removal services.
Waiting Could Cost You More Than You Think
Acting quickly is key to avoiding repossession. If no action is taken, your mortgage lender may repossess your property and sell it to recover debts, often at a lower market value. This could leave you with outstanding debt and further financial strain.
Don’t let this happen. Our process ensures you’ll receive a fair cash offer for your home, helping you move forward without lingering financial burdens.
A Trusted Solution to Repossession
We understand how stressful and overwhelming the threat of repossession can be. That’s why we’ve helped thousands of homeowners like you find fast, reliable, and empathetic solutions. Here’s why people trust us:
- Over 10 Years of Experience in the property industry.
- Fully accredited by The Property Ombudsman and NAPB.
- Rated Excellent by hundreds of satisfied customers.
What Happens Post House Repossession?
Following a house repossession, the mortgage lender will sell the property, usually at an auction, to repay the mortgage. However, properties are often sold at less than the market value, leaving you with a mortgage shortfall. You’re also still responsible for paying the mortgage interest until your home is sold to repay what you owe.
When we buy the property from you, you’ll receive around 80-85% of the property’s value. In addition, we’ll take responsibility for any interest and sell the property to repay the mortgage, leaving you with no mortgage shortfall to worry about. Plus, we offer clients a wealth of benefits, including:
- Speedy Cash Offer
- Rapid-Fast Turnaround
- All Properties Purchased Regardless of Location, Age, Size, or Condition
- All Fees Covered
- No Lengthy Contracts
- We Handle the Entire Sales Process
You can also choose the completion date, though sooner is always better than later with a repossession.
Can You Trust Home House Buyers?
The short answer is yes! Home House Buyers has been operating for many years. We’ve amassed a stellar reputation with many customers who’d happily attest to our capabilities and recommend us to friends and family.
Most notably, we are members of The Property Ombudsman and the NAPB. These industry-leading organisations make huge demands on members, requiring that stringent standards are met and that we comply with all current regulations. Not that we need convincing, as we’re committed to providing an invaluable lifeline to those who need to sell their properties fast.